Rebecca and Shanti were both honest law-abiding citizens with law degrees from Sussex University, so it came as something of a surprise when they were recently arrested in Brazil for committing holiday insurance fraud. The two girls allegedly told the police that thieves had stolen around 1,000 of their possessions, including a camera and laptop computer. However, officers became suspicious of their calm demeanour and the fact that it had taken the girls days to report the alleged offence.
The police subsequently demanded to see the girls lodgings, where they claim to have uncovered all the possessions which the girls claimed had been stolen en-route to Brazils Iguassu Falls. Rebecca and Shanti could face up to five years imprisonment if they are found guilty of committing holiday insurance fraud in Brazil, and this sentence is actually quite lenient when you consider some of the punishments that they could face if they had committed the crime in a different country.
In England, tourists face up to 10 years imprisonment as a result of making fraudulent holiday insurance claims. This sentence could even be on top off additional penalties, such as repayment of the amount you claimed and compensation to your travel insurance company. You would have thought that the prospect of a ten year prison sentence would put most people of committing travel insurance fraud, but last year 4,300 dishonest claims worth 5million were made through holiday insurance companies in the UK alone.
Overseas police forces and travel insurance companies, have now started to get increasingly more vigilant about holiday insurance cheats, a policy which no doubt led to the arrest of Rebecca and Shanti. Details of fraudulent travel insurance claims have now been kept on an industry-wide database, which will be accessed by the Financial Services Authority and insurance companies. This means that anyone caught trying to commit holiday insurance fraud will now automatically face higher insurance costs and have difficulty obtaining other insurance cover, such as home insurance. On top of this, attempting to commit travel insurance fraud may also impact on your credit rating, which would make it more difficult to obtain goods or borrow money in the future.
It is reported that 75,000 Britons have at some point in their lives committed holiday insurance fraud, either by making a false claim or by exaggerating an existing one. Records from travel insurance companies show that Britons lose more Louis Vuitton luggage abroad than is actually ever sold in the UK.
So many fraudulent claims, however, could see the end of cheap travel insurance, as holiday insurance companies may need to put up their prices in order to make up for the losses that they may incur.
Booking air travel, making hotel reservations and arranging vacation travel in general has changed completely with the advent of the internet and many people try to be their own travel agents. While you can arrange seemingly most of your travel yourself, you can’t do as well as your travel agent in a long run!
Travel processionals, whether your local travel agent, tour operator or destination specialist still possess contacts that you as an industry outsider do not have. As in number of other professions, travel agents, whether in a shopping center near your home or an online agency, wherever they may be located, do know something you do not, have way to book and arrange travel for you in ways unavailable or unknown to you.
Traditionally you could contact a travel agent and ask for a quote, whether a price of an air ticket, hotel or a vacation package. For the most part travel agents still provide that kind of information, although there is a limit how much information they may disclose as not all information is readily available to them.
First of all, most travel agents indeed may have at their fingertips routine cost of air ticketing, hotel rates or certain vacation packages available and will be happy to provide the price information to you instantly when asked. But once your travel request will need to be somewhat customized, whether tailored to your dates of travel or your other travel preferences, to find a relevant answer will be time consuming. Because of this time element involved, do not automatically assume an agency is keen to spend the time to furnish the information you seek when there is no commitment you will travel at all.
Look at the situations from the following perspective. In the old days if you had a problem with your car, you’d drive it to your neighborhood car mechanic and asked him to see what was wrong with it. You would drop the car off at the garage, the mechanic would have a look and tell you what the problem was. He would also give you an estimate and it was up to you to decide if you wanted him to fix it right then and there, wait or seek another opinion and another quote. His services cost you nothing.
But not anymore. These days, no garage, no car repair mechanic is willing to spend time trying to find out what’s the problem with your vehicle without charging you at least one hour labor upfront. Pay and he will look and tell you. Up to you if you will decide to take your car to another shop or have him fix it, he has covered his time spent diagnosing what’s wrong with your car.
Similarly, many travel agencies and professional travel planners and tour operators will charge you an upfront travel planning fee if you are requesting travel arrangements that first of all are time consuming, or there is no guarantee you will book anything. All you are after are essentially private tailor-made travel arrangement s and there are no simple answers or options to give you, and the only way to find out will be for the agent to dig and consult all sorts of different sources he has at this disposal and then present the travel alternatives to you for you to decide upon.
When working with a travel agent, travel planner or any other travel professional such as a knowledgeable destination specialist, keep in mind that a certain protocol will assure you will get not only the kind of travel arrangements you want in general but also you’ll gain a true partner that will always work in your best interest whether you’ll travel away from home on business or for pleasure.
1. First of all, when contacting a travel agent, whether in person or online, don’t hesitate to give them your name – don’t worry, most agents won’t spam you back. Without your name when you’re asking for a valuable travel advice most agents won’t take your request too seriously. Call if you wish but most agents prefer not to take notes, email is a way to go and for an agent to look up a fare often a time means he has to plug in a name, so might as well that name will be your real name. If you decide not to accept the booking the reservation will expire and no harm done. If you decide later to purchase the reservation the agent does not have to rekey it into the system all over again.
2. If you’re trying to be you own travel agent, even in part, say you plan to book your own hotels online, disclose it to the agent your are contacting for assistance, he/she may still be interested to help you with the rest of your travel arrangements. Don’t hide your intentions from the agent as agents don’t like to be used for information gathering purposes only.
3. If at all possible, always contact your travel agent or destination specialist as soon as you know when and where you wish to travel, not last minute before your intended departure. That is even more important when you’re planning a trip to a lesser frequented destination.
4. Don’t book your flights and hotels online and ask a travel agent to do the rest, namely the difficult parts, such as complex transportation connections, travel arrangements in remote locations or to book segments that you just feel are not safe for you to book online yourself. Give your agent to design and book your entire trip for you. The worst you can do is design your own vacation package, then copy and email the same request to dozen different agents to see who may be the lowest bidder. Yes, the internet is perfect for that kind of information gathering but look at this from a perspective of a travel agent. If he/she knows you are sending the same request to dozen agents many of them will not be too interested in dealing with you. Then again, telling them the truth they will appreciate knowing what you are doing and approach the whole thing quite differently and in the end they just might offer you a deal.
5. If you’re after booking shoe-string cost of travel, for example wishing to book the lowest type of accommodations, best be your own travel agent. Do realize that agents can’t book services that are simply too cheap to begin with, not to mention that that kind of suppliers do not pay agent s any kind of commission. The agent may still help you but keep in mind he will be doing you a favor and will be working for you at no charge. If so, appreciate it, email your thank you.
Do realize that to ask an agent million questions, get all the answers, including time consuming quotes, only for you to never replay again is definitely rude and turns agents off completely. If you are polite and respectful many will often work without any commitment on your part, providing you with information you need, working for free. But because of those that just siphon info out of agents so they could possibly book travel on their own leaves not only a sour taste in agent’s mouth but certainly induces the decision to charge au upfront planning fees when a next inquiry comes.
6. On another hand, when it comes to upper end accommodations keep in mind these hotels routinely offer discounts to agents that agents can markup and still offer you room costs below hotel rack rates. Genuine agent is not interested in selling you a higher end hotel in order to make a higher commission but to tailor in a better trip experience for you where he deems it desirable.
7. Keep in mind that there is a difference between a travel agent and a so called Destination Specialist. Most travel agents use online reservation systems to book transportation, hotel and vacation packages. They essentially book or resell ready-to-sell travel offers from a variety of suppliers that do not require more than filling in your name and dates of travel. When it comes to you needing customized arrangements, they will need to contact tour operators and destination specialists that are either part of their consortium or a network they belong to. Depending on the connections they have they will or will not be able to help you.
8. Destination Specialists pride themselves in really knowing their destinations. Many of them have indeed not only traveled extensively but know a particular destination inside-out so they can arrange travel logistics for you based on knowing, rather than looking it up in a brochure or some kind of data base. Many Destination Specialists specialize in difficult, custom designed itineraries and do not sell travel packages. Often a time though not always that kind of service reflects higher markup.
9. Last, please note that many destination specialists as well as travel agents work 110 or more hours per week because especially custom-design travel is indeed very time consuming. Being good at travel logistics does take experience and while with the internet it seems second nature to be able to arrange travel on your own, many travel professional are indeed very good at what they do! They do know more about travel than you, give them a chance, they can save you not only money but also many headaches and above all, they can assure not only that you’ll travel worry-free but that you may have a trip of your life! Keep in mind, a good agent is not after selling you a single ticket or a package tour, they want you to become a repeat client, their go-to-travel processional for rest of your life.
Clever safe private luxury travel, tailor-made worldwide adventures and cultural journeys take experience. Do not settle for less, book only with genuine travel professionals! Life is a journey, and travel inspirations for the discerning traveler begin with top travel leads.
Article Source: http://EzineArticles.com/3387032
Traveling is one of the best ways to relax, meet new people, and visit beautiful places you have seen in movies. Many people can only dream of traveling to exotic places and seeing breathtaking views. Here are important Travel tips to consider. Get a good deal on a hotel. Unless you are staying with friends or family, you will probably be in the market for a good hotel room. Normally, you can spend your entire budget on hotels and motels. I suggest trying a site like priceline.com. You can name your own price, and get some really great deals on rooms and car rentals.
When you make your reservation, double-check that pets are allowed. An important advantage of reserving online is that you can see – in writing – whether or not pets are permitted and any restrictions. Online, you can print out your reservation receipt that includes the “pets allowed” information. Verbal reservations leave more room for misunderstanding and miscommunication. If reserving by telephone, ask the reservation person to mail you a confirmation receipt that includes the -pets allowed- information. Special Promotions “- Cruise Lines sometimes offer cabin upgrades as an incentive based on a qualifying factor. The qualification may be membership in a past passenger group, a group promotion, payment with a certain credit card, frequent flier promotion, or other qualification. Check with your agent at the time of booking to confirm whether any of these promotions are available.
Make other travel concomitant arrangements on time:
It is important that you make the arrangements for transport, that is, taxis or cabs on a prior basis so that you do not have to wait unnecessarily when you reach your travel destination. In fact, you should also book your accommodation previously so that you are saved of running around in an unknown territory looking for places to find a shelter at. Your travel agent can help you out in both these areas very easily as travel agents have contacts with all good accommodation keepers and transportation companies in various travel destinations. Travel mugs come in a variey of volume sizes too. If you only drink a small amount, consider a smaller 8 oz. travel mug. On the other hand, if you want a large amount of coffee or tea to drink, consider a larger 16 or 20 oz. travel mug. Online discount travel sites are websites that proffer valuable cheap airfare information. You can get cheap airfare by comparing and contrasting air prices on travel websites. Travel websites have one of the most exhaustive lists of cheap airfare information. Set your itinerary. Choose exactly the places that you want to visit. List your itinerary in a piece of paper and also, do not forget to book and reserve your visit especially if you want to go to museums etc.
If you plan to hire a car at your favorite destinations here are the tips for a safe and happy travel. During holiday driving spending hours together behind the wheel may cause fatigue and end up in undesired consequences.
Youssef Edward is an Electrical Engineer and he is the owner of tips-made-easy.info site. Learn more about Traveling below:
Tips For Traveling With Rover
Tips If Traveling To An Area With Bird Flu
Journeying through time with easy astral projection holds a great number of lessons about oneself. It could and sometimes does uncover many things in relation to our psychic or metaphysical selves. That may be to some large degree, largely the idea of astral projection time travel.
However , there is a lot more to it than that. Astral time travel specifically can help you find out things about yourself that you simply didn’t know. It’ll let your subconscious or psychic sub-conscious in order to improve your own waking daily life as well. Nobody understands exactly what astral travel in fact is or even why it exists. Nonetheless, it seems likely that since we all have this capability that there’s numerous reasons for it. That explanation is most probably self awareness, self improvement, self fulfillment and perhaps even self actualization.
Traveling in time by using astral projection or astral projection time travel isn’ta thing which will allow you to transform a single thing however. It’s going to enable you to explore your past, perhaps travel back to an occasion that you did not know. A number of experts report being able to pay a visit to remote times and locations though not at all times plainly. However, the majority are able to explore their own past far more clearly than conventional recollection would allow.
Similarly advancing to the potential future timeframes can in fact allow us to appreciate how we make choices, what drives us and the way we respond to situations. It ought to be fully understood that the future can not be altered either. Both past and future are both basically locked out.
It’s also important to realize that you are not experiencing each possible form of the future. Far too many choices and events happen for us to be certain which version may be the one which will actually happen.
Even so, the ability to watch provides for us the opportunity to learn. And when we find out about ourselves, we’ve got the opportunity to strengthen the way we make decisions. This too allows us to make smarter decisions regarding ourselves, our lives and those around us.
This may effortlessly result in better, wiser choices in our waking existence and also the physical sphere. Focusing on how a specific choice, especially something challenging you might be struggling with may perhaps affect individuals near you as well as yourself, might help you make an improved decision.
It’s also important to recognize that astral projection time travel most likely is not the easiest thing to complete immediately. It might take a while to perform so show patience if it does not occur as fast or as naturally as you expect.
Along with concentration on meditation and repetitive practice, astral projection time travel may be and will end up being a very unique encounter for every individual. Invigorating and dramatic journeys await you, utilize them to help make your waking existence in the physical realm far better and more rewarding.
How does a travel professional add value to the travel experience?
A travel consultant can add “good value” to the travel experience by delivering excellent customer service. Wikipedia defines customer service as “the provision of service to customers before, during, and after a purchase.” Customer service involves a series of activities tailored to enhance the level of customer satisfaction, by giving the customer the feeling that the service or product has met their expectations.
So how does a travel professional do this? According to a survey by the I.B.M. Institute for Business Value, more than 2,000 travelers worldwide spend more than five hours to search and book travel online. Rather than dallying away in the time-consuming activity of planning on your own, a travel professional can help you gain more “value in time” and much less head spinning.
When it comes to booking travel, a common misconception of travelers today is that everything is cheaper on the Internet. What most travelers do not realize is that “cheaper” does not always mean good “value”. There are some who enjoy the activity of researching, but with all the information out there on the World Wide Web, how can you feel confident that you are getting the best value for your money? Ask a travel consultant. A travel professional is specialized in certain destinations, can share their own travel experiences, and offer invaluable insider advice.
Travel consultants understand the skepticism new clients may have about whether a travel professional can do any better or find opportunities that excite them. There was a time when they were booking their own travel online too. Travel professionals have working relationships with different suppliers and these connections are just another way their service adds value to the travel experience. They can suggest special experiences that you cannot easily get on your own. This value translates to lower prices, complimentary upgrades, bonus amenities when traveling and other good things down the line, even after booking.
The difference between using a travel professional versus booking on an online search engine is the value of personalized attention. A good travel professional is easily accessible before, during, and even after the booking process. When something goes wrong, you have someone to call who can get the problem resolved for you. Whereas if you simply click-and-book online, there is no one to call to help you; you are basically on your own. A travel consultant provides the security of an expert who you can depend on in case of any inconvenience or disaster.
A good travel professional has the ability to understand what is important to you, he/she listens, pays attention to the details, and anticipates what you want before you even know you want it. He/she can create a one-of-a-kind vacation plan for you based on your own wants and desires.
Although there is a small fee to use an expert, the service a good travel professional delivers is invaluable. As humans we want to feel special; to be taken care of; to feel “good”. A good travel professional connects with the emotional part of us that is excited to travel, and with their expertise, they can draft the vacation of your dreams and exceeding your expectations before, during, and after your trip.
The world has certainly become a smaller place and travelling to far corners of the globe on business or vacation is fast becoming commonplace. If you’d like to jump onto the travelling bandwagon but are worried about not having the budget for it, here are few tips for having a great holiday while still managing to not break your bank balance.
Major travelling expenditures include airfares, car rentals and hotel stay. Take a look at some of the ways you could save money in each of the three
Travelling is a passion for many of us and we all want to enjoy our vacation at a far off location from home. It is sure fun to be able to spend our time at a foreign place and explore it and if you are thinking of doing so then you should certainly try planning your journey before you travel. This way you can enjoy in a better way and have fun while you travel around the world. And another aspect that you should be careful of while travelling is the baggage that you would be carrying with you.
If you are travelling to a location which is miles away from where you live and you would have travel through different modes of commuting to reach it then you should be wary of the things that you would carry with you. A lot of bags can tire you and bereave you of crucial energy. Hence, you should certainly keep this in mind while packing your bags. Even though the airline will transport your bags till the other airport, you would have to carry your baggage on your on afterwards. It is therefore important that you choose to go with an alternative.
For someone who would be out of home for months carrying a lot of bags because inevitable. You just cannot leave important things behind which is why you have to pack more than a couple of bags. But as you cannot carry them on your own and the airlines also charge a lot of money, it is better that you go for an alternative like freight carriers. You can let them handle your bags while you travel to your destination as you wish to and enjoy the fun of travelling without any load on your shoulders.
Freight forwarders like Discount Freight can help you send your bags to different places around the world. Transiting your bags this way is sure easy than letting the airlines mishandle them. You must have heard of stories about people losing their bags when they travelled with some airline. As the core process of freight carriers is baggage transit, they do not commit such errors and you get to receive your bags intact at the end. If you are thinking of travelling for fun then you should certainly go for such services and enjoy your journey.
Letting the freight carriers handle you bags is a lot less costly too. You do not have to pay extra sum of money for every other overweight bag and also do have to pay any fines too. With this, a lot of carriers like Discount Freight also offer different deals and discounts on your baggage which makes you save even more. It is therefore a better deal to go for freight carrier and you will never be able to forget the experience of travelling without bags.
Most of travellers who are fed up with the poor services offered by airlines when it comes to baggage transit, have found respite in the services of freight carriers. This is why Discount Freight is highly popular in its trade.
When planning a vacation, most people only think of the destination, but the importance of travel insurance cannot be stressed enough. Adequate travel insurance is the trekker’s only safeguard abroad. For those covered by adequate insurance, travelers’ nightmares, like accidents and lost baggage, become things of the past.
There are a lot of different insurance policies for travelers available through agencies and independent insurers and this makes the selection process rather tedious. Travel insurance reviews are a great place to start narrowing your choices, even when you think you know what you want. With these reviews, you virtually eliminate information asymmetry and can make the most optimal decision based on data on hand.
Don’t be fooled by fake reviews, and trust only those written by real travelers. This will help you stay away from bad policies and help you pinpoint the good ones. It is an easy road when learning from other people.
It is good to see the layout of the forest before choosing a tree. Look for consumer feedback pages and compare different insurance policies. The entire policy can be judged by its cost, extent of coverage, and provider reliability.
Keep in mind that there are bargains out there that offer better packages at lower prices. Comprehensive packages are available for the person with a budget. This is why it is important that you resort to a travel insurance review before buying anything.
In conducting your review, narrow it down to three to five companies. Check out their offerings and see if you can get consumer feedback for their line of products. Reputable insurance providers will not let you down when you are in jeopardy.
The next and most natural step is to inquire about prices. One need not sacrifice coverage for affordability. It does not always follow that the better options are the more pricey ones.
This means that one can never be too meticulous when it comes to insurance policies. Read several travel insurance reviews and see whether or not the policies fit your travelling needs. There are times when travel insurance policies provide excessive coverage for a high price or limited coverage for a very cheap cost.
The secret is pinpointing the kind of coverage you need before looking through piles of policies. Concern yourself with cost and budget next. Doing these two things will facilitate the search process.
For reliable results, conduct a travel insurance review yourself. A travel insurance comparison can help you make an informed decision when you need to avail of travel insurance. Never be fooled again into spending beyond your needs.