Rebecca and Shanti were both honest law-abiding citizens with law degrees from Sussex University, so it came as something of a surprise when they were recently arrested in Brazil for committing holiday insurance fraud. The two girls allegedly told the police that thieves had stolen around 1,000 of their possessions, including a camera and laptop computer. However, officers became suspicious of their calm demeanour and the fact that it had taken the girls days to report the alleged offence.
The police subsequently demanded to see the girls lodgings, where they claim to have uncovered all the possessions which the girls claimed had been stolen en-route to Brazils Iguassu Falls. Rebecca and Shanti could face up to five years imprisonment if they are found guilty of committing holiday insurance fraud in Brazil, and this sentence is actually quite lenient when you consider some of the punishments that they could face if they had committed the crime in a different country.
In England, tourists face up to 10 years imprisonment as a result of making fraudulent holiday insurance claims. This sentence could even be on top off additional penalties, such as repayment of the amount you claimed and compensation to your travel insurance company. You would have thought that the prospect of a ten year prison sentence would put most people of committing travel insurance fraud, but last year 4,300 dishonest claims worth 5million were made through holiday insurance companies in the UK alone.
Overseas police forces and travel insurance companies, have now started to get increasingly more vigilant about holiday insurance cheats, a policy which no doubt led to the arrest of Rebecca and Shanti. Details of fraudulent travel insurance claims have now been kept on an industry-wide database, which will be accessed by the Financial Services Authority and insurance companies. This means that anyone caught trying to commit holiday insurance fraud will now automatically face higher insurance costs and have difficulty obtaining other insurance cover, such as home insurance. On top of this, attempting to commit travel insurance fraud may also impact on your credit rating, which would make it more difficult to obtain goods or borrow money in the future.
It is reported that 75,000 Britons have at some point in their lives committed holiday insurance fraud, either by making a false claim or by exaggerating an existing one. Records from travel insurance companies show that Britons lose more Louis Vuitton luggage abroad than is actually ever sold in the UK.
So many fraudulent claims, however, could see the end of cheap travel insurance, as holiday insurance companies may need to put up their prices in order to make up for the losses that they may incur.
Booking air travel, making hotel reservations and arranging vacation travel in general has changed completely with the advent of the internet and many people try to be their own travel agents. While you can arrange seemingly most of your travel yourself, you can’t do as well as your travel agent in a long run!
Travel processionals, whether your local travel agent, tour operator or destination specialist still possess contacts that you as an industry outsider do not have. As in number of other professions, travel agents, whether in a shopping center near your home or an online agency, wherever they may be located, do know something you do not, have way to book and arrange travel for you in ways unavailable or unknown to you.
Traditionally you could contact a travel agent and ask for a quote, whether a price of an air ticket, hotel or a vacation package. For the most part travel agents still provide that kind of information, although there is a limit how much information they may disclose as not all information is readily available to them.
First of all, most travel agents indeed may have at their fingertips routine cost of air ticketing, hotel rates or certain vacation packages available and will be happy to provide the price information to you instantly when asked. But once your travel request will need to be somewhat customized, whether tailored to your dates of travel or your other travel preferences, to find a relevant answer will be time consuming. Because of this time element involved, do not automatically assume an agency is keen to spend the time to furnish the information you seek when there is no commitment you will travel at all.
Look at the situations from the following perspective. In the old days if you had a problem with your car, you’d drive it to your neighborhood car mechanic and asked him to see what was wrong with it. You would drop the car off at the garage, the mechanic would have a look and tell you what the problem was. He would also give you an estimate and it was up to you to decide if you wanted him to fix it right then and there, wait or seek another opinion and another quote. His services cost you nothing.
But not anymore. These days, no garage, no car repair mechanic is willing to spend time trying to find out what’s the problem with your vehicle without charging you at least one hour labor upfront. Pay and he will look and tell you. Up to you if you will decide to take your car to another shop or have him fix it, he has covered his time spent diagnosing what’s wrong with your car.
Similarly, many travel agencies and professional travel planners and tour operators will charge you an upfront travel planning fee if you are requesting travel arrangements that first of all are time consuming, or there is no guarantee you will book anything. All you are after are essentially private tailor-made travel arrangement s and there are no simple answers or options to give you, and the only way to find out will be for the agent to dig and consult all sorts of different sources he has at this disposal and then present the travel alternatives to you for you to decide upon.
When working with a travel agent, travel planner or any other travel professional such as a knowledgeable destination specialist, keep in mind that a certain protocol will assure you will get not only the kind of travel arrangements you want in general but also you’ll gain a true partner that will always work in your best interest whether you’ll travel away from home on business or for pleasure.
1. First of all, when contacting a travel agent, whether in person or online, don’t hesitate to give them your name – don’t worry, most agents won’t spam you back. Without your name when you’re asking for a valuable travel advice most agents won’t take your request too seriously. Call if you wish but most agents prefer not to take notes, email is a way to go and for an agent to look up a fare often a time means he has to plug in a name, so might as well that name will be your real name. If you decide not to accept the booking the reservation will expire and no harm done. If you decide later to purchase the reservation the agent does not have to rekey it into the system all over again.
2. If you’re trying to be you own travel agent, even in part, say you plan to book your own hotels online, disclose it to the agent your are contacting for assistance, he/she may still be interested to help you with the rest of your travel arrangements. Don’t hide your intentions from the agent as agents don’t like to be used for information gathering purposes only.
3. If at all possible, always contact your travel agent or destination specialist as soon as you know when and where you wish to travel, not last minute before your intended departure. That is even more important when you’re planning a trip to a lesser frequented destination.
4. Don’t book your flights and hotels online and ask a travel agent to do the rest, namely the difficult parts, such as complex transportation connections, travel arrangements in remote locations or to book segments that you just feel are not safe for you to book online yourself. Give your agent to design and book your entire trip for you. The worst you can do is design your own vacation package, then copy and email the same request to dozen different agents to see who may be the lowest bidder. Yes, the internet is perfect for that kind of information gathering but look at this from a perspective of a travel agent. If he/she knows you are sending the same request to dozen agents many of them will not be too interested in dealing with you. Then again, telling them the truth they will appreciate knowing what you are doing and approach the whole thing quite differently and in the end they just might offer you a deal.
5. If you’re after booking shoe-string cost of travel, for example wishing to book the lowest type of accommodations, best be your own travel agent. Do realize that agents can’t book services that are simply too cheap to begin with, not to mention that that kind of suppliers do not pay agent s any kind of commission. The agent may still help you but keep in mind he will be doing you a favor and will be working for you at no charge. If so, appreciate it, email your thank you.
Do realize that to ask an agent million questions, get all the answers, including time consuming quotes, only for you to never replay again is definitely rude and turns agents off completely. If you are polite and respectful many will often work without any commitment on your part, providing you with information you need, working for free. But because of those that just siphon info out of agents so they could possibly book travel on their own leaves not only a sour taste in agent’s mouth but certainly induces the decision to charge au upfront planning fees when a next inquiry comes.
6. On another hand, when it comes to upper end accommodations keep in mind these hotels routinely offer discounts to agents that agents can markup and still offer you room costs below hotel rack rates. Genuine agent is not interested in selling you a higher end hotel in order to make a higher commission but to tailor in a better trip experience for you where he deems it desirable.
7. Keep in mind that there is a difference between a travel agent and a so called Destination Specialist. Most travel agents use online reservation systems to book transportation, hotel and vacation packages. They essentially book or resell ready-to-sell travel offers from a variety of suppliers that do not require more than filling in your name and dates of travel. When it comes to you needing customized arrangements, they will need to contact tour operators and destination specialists that are either part of their consortium or a network they belong to. Depending on the connections they have they will or will not be able to help you.
8. Destination Specialists pride themselves in really knowing their destinations. Many of them have indeed not only traveled extensively but know a particular destination inside-out so they can arrange travel logistics for you based on knowing, rather than looking it up in a brochure or some kind of data base. Many Destination Specialists specialize in difficult, custom designed itineraries and do not sell travel packages. Often a time though not always that kind of service reflects higher markup.
9. Last, please note that many destination specialists as well as travel agents work 110 or more hours per week because especially custom-design travel is indeed very time consuming. Being good at travel logistics does take experience and while with the internet it seems second nature to be able to arrange travel on your own, many travel professional are indeed very good at what they do! They do know more about travel than you, give them a chance, they can save you not only money but also many headaches and above all, they can assure not only that you’ll travel worry-free but that you may have a trip of your life! Keep in mind, a good agent is not after selling you a single ticket or a package tour, they want you to become a repeat client, their go-to-travel processional for rest of your life.
Clever safe private luxury travel, tailor-made worldwide adventures and cultural journeys take experience. Do not settle for less, book only with genuine travel professionals! Life is a journey, and travel inspirations for the discerning traveler begin with top travel leads.
Article Source: http://EzineArticles.com/3387032
Traveling is one of the best ways to relax, meet new people, and visit beautiful places you have seen in movies. Many people can only dream of traveling to exotic places and seeing breathtaking views. Here are important Travel tips to consider. Get a good deal on a hotel. Unless you are staying with friends or family, you will probably be in the market for a good hotel room. Normally, you can spend your entire budget on hotels and motels. I suggest trying a site like priceline.com. You can name your own price, and get some really great deals on rooms and car rentals.
When you make your reservation, double-check that pets are allowed. An important advantage of reserving online is that you can see – in writing – whether or not pets are permitted and any restrictions. Online, you can print out your reservation receipt that includes the “pets allowed” information. Verbal reservations leave more room for misunderstanding and miscommunication. If reserving by telephone, ask the reservation person to mail you a confirmation receipt that includes the -pets allowed- information. Special Promotions “- Cruise Lines sometimes offer cabin upgrades as an incentive based on a qualifying factor. The qualification may be membership in a past passenger group, a group promotion, payment with a certain credit card, frequent flier promotion, or other qualification. Check with your agent at the time of booking to confirm whether any of these promotions are available.
Make other travel concomitant arrangements on time:
It is important that you make the arrangements for transport, that is, taxis or cabs on a prior basis so that you do not have to wait unnecessarily when you reach your travel destination. In fact, you should also book your accommodation previously so that you are saved of running around in an unknown territory looking for places to find a shelter at. Your travel agent can help you out in both these areas very easily as travel agents have contacts with all good accommodation keepers and transportation companies in various travel destinations. Travel mugs come in a variey of volume sizes too. If you only drink a small amount, consider a smaller 8 oz. travel mug. On the other hand, if you want a large amount of coffee or tea to drink, consider a larger 16 or 20 oz. travel mug. Online discount travel sites are websites that proffer valuable cheap airfare information. You can get cheap airfare by comparing and contrasting air prices on travel websites. Travel websites have one of the most exhaustive lists of cheap airfare information. Set your itinerary. Choose exactly the places that you want to visit. List your itinerary in a piece of paper and also, do not forget to book and reserve your visit especially if you want to go to museums etc.
If you plan to hire a car at your favorite destinations here are the tips for a safe and happy travel. During holiday driving spending hours together behind the wheel may cause fatigue and end up in undesired consequences.
Youssef Edward is an Electrical Engineer and he is the owner of tips-made-easy.info site. Learn more about Traveling below:
Tips For Traveling With Rover
Tips If Traveling To An Area With Bird Flu
Indians are travelling like never before. Be it for leisure, business, further education or more, there is an estimated increase of 20% traffic travelling overseas every year. And a study shows that 80% of the travelers like to buy travel insurance policies online to ensure they are leaving their baggage of worries at home while they travel overseas.
There are many insurance companies offering travel insurance plans. Cholamandalam is one of the reliable travel insurance among these. Although most of the benefits arising out of Chola Travel Insurance are the same as others viz Medical Treatment, Repatriation of Remains, Dental Treatment, Checked Baggage Loss, Checked Baggage Delay, Passport Loss, Personal Liability, Hijack Relief Benefit, Hospital Daily Cash, Financial Emergency, Trip Cancellation, Trip Curtailment, Trip Delay, International Driving License Loss, Home Burglary, etc. However what sets Chola apart from others is:
Door-to-door Cover which means that your travel insurance starts the moment you leave your home for airport and ends when you return home from airport. Also it covers Personal Accident both overseas and domestic during your travel insurance validity.
Extensive network of hospitals and service providers all over the world.
Age Limit of family members starts from 3 months upto 80 years. No medical checkups are required for family members upto 65 years of age.
Pre-existing conditions are covered under life-saving unforeseen emergencies. Cholamandalam provides cover for any eventuality arising from a pre-existing condition.
Tie-up with I-SOS (the world-renowned International SOS) for Claims Processing and Assistance Services.
Besides the above listed benefits you get Toll-free phone numbers to contact the service provider from most frequently visited countries. The claims are settled fairly in a quick fashion. You just need to keep a copy of all the bills so that you can substantiate your claims and get timely reimbursement.
Cholamandalam insurance can be bought online at EIndiaInsurance. You can compare the insurance plan with other brands and can get a quote immediately. You can also speak to insurance agents on the phone to get complete information on the plan that you are interested in. Whenever buying an overseas travel insurance always remember to see what all is excluded and get complete clarity so that you know what you are paying for, what all it covers, what are its benefits and be sure if its worth your hard earned money or not. Last but not the least, do not just buy any travel insurance which is cheap coz you might have to shell money out of your pocket in the event of any unforeseen emergency which might not be covered under the cheap travel insurance plan. A few rupees more might just give you a complete peace of mind while you explore the other world. So travel, but with a good travel insurance plan in your backpack!
Chennai some time ago known as Madras, lies on the Bay of Bengal in eastern India. Chennai is the capital city of Indian state TamilNadu. Chennai was the seat to numerous south Indian kingdoms for a very long time.
Chennai is the one of the metropolitan city and is an essential city in South India. Chennai is sited on the seaside area which is glimmering with the characteristic excellence of ocean shorelines.
About Delhi :
Delhi is the capital city of India. It is the place of numerous political gatherings in India. Delhi is disorganized woven artwork of medieval strongholds, Mughal catacombs and super shopping centers. Delhi is a city which can be investigated by every one of the explorers who visit the city. The vast majority of the ventures who visit Delhi leave the city without investigating the complete city . Here we are depicting about the spots to visit and exercises to be done in Delhi.
Exercises to do in Delhi:
There are numerous extraordinary exercises which should be possible in Delhi. Here are a portion of the exercises which should be possible in Delhi.
Morning hertiage stroll in Lodi Gardens.
Visit the spots in Delhi By Cycle
Visit Kingdom of Dreams to see the Evening appears
Listen to Qawwali Music at Nizamuddin Dargah
Private cooking class in an Indian home
There are numerous exercises which are must to do in Delhi
Spots to Stay in Delhi:
1.Main Bazar/Arakashan Road ( Paharganj region ) if looking economy.
2. Connaught Place – If looking better.
3. Business Purpose : South Delhi, Gurgaon and so on.
Touring and Places to Visit in Delhi :
There are more than 54 best places to visit in Delhi. Here is the rundown of few spots to be gone to on Delhi.
The Red Fort
Gurudwara Bangla Sahib
These are a portion of the best places to visit in Delhi.
The most effective method to Reach Delhi from Chennai
There are two methods of transportation which are accessible from Chennai to Delhi like prepares and flights. In the event that you are going via train it will take over 30 hours to achieve Delhi from Hyderabad , yet in the event that one picks to go by flight from Chennai to Delhi it just takes 3.5 hours to achieve Delhi from Hyderabad and it is the speediest method of transportation
There are numerous significant aircrafts which work flights from chennai to Delhi like spicejet, indigo, jetairways , air india, aircosta, indigo and couple of something beyond. There are 35 every day flights amongst Chennai and Delhi.
Chennai and Delhi Airports
Chennai International Airport – Chennai focal railroad station is situated at 19 Km and Chennai Bus stand is at a separation of 7 Km from the air terminal. Chennai airplane terminal is all around associated with all the significant areas in the city through taxicabs, transports.
Indira Gandhi International Airport – From Kashmere door ISBT transport stand the airplane terminal is at a separation of 16 Km and from railroad station the air terminal is at a separation of 21.7 Km. Delhi airplane terminal is all around associated with all the real areas in the city by means of taxicabs, transports and metro.
Step by step instructions to book Chennai to Delhi Flights
There are numerous online travel sites which give Chennai to Delhi flight tickets. Via.com is one of the quickest developing travel sites in India which gives Chennai to Delhi flights with extraordinary arrangements and rebates.
There are many great places to experience when in Rome, but one especially cultural place is located in the Testaccio area, where open air markets are all the rage. The Testaccio Market is preferred by locals, because of the great restaurants and cafes available there. A visit here means an avoidance of tourist traps. If you want to immerse yourself in local shopping and dining, the Testaccio Market is the place to be. Testaccio’s restaurants are famous for some very interesting dishes, such as oxtails and tripe. Though perhaps not to everyone’s tastes, the food is fondly enjoyed by the local residents.
Of course, there is much more to the Testaccio dining experience than oxtail and tripe. Once you start walking down Via Marmorata, your nostrils will be tantalized by a wide and strange array of enticing smells. Italians are very generous with their cuisine. Fresh fruits and vegetables line the street and lead you to the restaurants offering local Italian cuisine. Locals shop this street for the freshest ingredients to put in their daily dishes.
Looking for a palatable, yet affordable meal? Testaccio Market is the place to go. The variety of foods and dishes are not only delicious, they are also inexpensive. Try a salami and cheese combination at one of the open vendors, or enjoy your choice of a wide variety of fresh vegetables, such as broccoli, chicory, artichokes and leafy, green lettuce. The fruits are just as fresh and delicious at Testassio market.
The Mastroianni Brothers offer a fantastic selection of fish. The Mastroianni Brothers enjoy claiming the famous Italian actor Marcello Mastroianni as their kin(and they have the pictures to prove it). The fish offerings include the commonly known fish, shellfish, mollusks, and more exotic species. If you enjoy fish, you just might end up spending hours by their stall, checking out the merchandise.
A few hours of shopping can leave you hungry and the nearby Monte Testaccio is a great place to enjoy a lunch of cooked meats, cheese and produce. This unique and “false” mound is composed of broken amphorae that dates back to the ancient times.
Astral projection time travel is an advanced technique that practitioners say is possible. But its important to recognize that one cannot simply start projecting on day one and expect to be able to time travel. It does take some time and practice.
Their are many different realms to travel to. The astral planes are a vast beyond imagination, however it seems possible to more or less categorize the astral planes into five realms. These are in no particular order, the realm of time(time travel), the realm of the cosmos(space), the realm of guidance(intellect and wisdom) and the realm of spirituality. It’s also believed that each realm has many levels and as the levels are dispersed upward throughout each realm
One should recognize that the need or attempt to think of the astral planes as organized or categorized is purely for the purposes of our physical mind. How and what the astral planes are we will never truly know. And neither does it matter, it’s there to be explored. It is a skill we are born with each and everyone one of us, whether or not we consciously choose to exercise it.
Having said that, it would also appear that their are gateway like areas that lead us from the initial astral plane to other realms. As you might imagine, they are more or less organized by realm. There is the gate of time, the gate of the cosmos, the gate of the spiritual plane and the catchall gate of the other realms.
If you wish to travel to other times, advance practitioners suggest its definitely possible to visit these other realms as passive observers. Of course this is the case with all astral travel. We can observe, learn about the universe and the world around us, but never affect any physical change.
Essentially once astral projection is achieved you are in the realm of the present. This is where most traveler’s explore and expand their journeys. However if you wish to journey to other times one must do so through the gate of time after passing through the original astral gateway. Everything is essentially locked in these planes. It’s also important to understand that the future you explore may not be the only possible course of events, you are visiting one possibility.
Their are far too many individual decisions and events that occur in the present to be sure you are visiting all possible future timeframes. However, it can still be quite enlightening to explore.
All travels by default start in the realm of the present. That is where you are now and where you return. But the other realms are open for you to explore. Focus on the basics to start with meditation and reaching the astral gateway. From there travel into the different realms if you wish as you become more proficient.